15%off
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15% off $100K & $200K Challenges
Exclusive 15% discount on larger FTMO accounts for propfirm.coupons visitors.
Expires Oct 15 1,938 usedApplies to: $100K and $200K
SAVE15FTMO
FTMO
15% OFFVerified PartnerThe industry benchmark for funded forex traders.
4.8(18,420 reviews)•Founded 2015•Prague, Czech Republic
1. Firm Overview
Founded2015 (11 yrs)
HeadquartersPrague, Czech Republic
CEO / FounderOtakar Suffner
Broker / LiquidityFTMO Liquidity (Tier-1 Liquidity Providers & Prime Brokers)
Platforms
MT4MT5cTraderDXtrade
Currencies
USDEURGBPCHFCADAUDCZK
Payment Methods
Credit/Debit CardBank Wire TransferCrypto (USDT/BTC)Skrill
Payout Methods
RiseBank Wire (SEPA/SWIFT)Crypto (USDT ERC20/TRC20)Skrill
About FTMO
FTMO pioneered the modern evaluation model and remains a reference point for the industry. Traders complete a two-phase challenge (Challenge + Verification) and, once funded, keep up to 90% of profits. FTMO is known for reliable payouts, a mature trading dashboard with performance analytics, and support for MT4, MT5, cTrader and DXtrade.
Visit Official Website Verified: 9/11/2026
2. Instruments & Assets
Forex
1 instrumentMajor & Minor Currency Pairs
EURUSD, GBPUSD, USDJPY, AUDUSD, USDCAD, USDCHF, NZDUSD, EURGBP, EURJPY, GBPJPY
Over 44 currency pairs with raw spreads starting from 0.0 pips and deep interbank liquidity.
Indices
1 instrumentCash & Futures Global Indices
US100.cash (Nasdaq), US500.cash (S&P 500), US30.cash (Dow Jones), GER40.cash (DAX), UK100.cash (FTSE)
Leading global equity indices with institutional fill rates and zero commission.
Crypto
1 instrumentMajor Cryptocurrencies
BTCUSD, ETHUSD, LTCUSD, XRPUSD, SOLUSD, ADAUSD, DOGEUSD
Trade top market cap digital assets 24 hours a day, 7 days a week, including weekends.
Commodities
1 instrumentPrecious Metals & Energies
XAUUSD (Gold), XAGUSD (Silver), USOIL.cash (WTI Crude), UKOIL.cash (Brent)
Spot commodities with tight spreads and high intraday liquidity.
3. Leverage
| Instrument | Account / Program | Max Leverage | Notes |
|---|---|---|---|
| Forex | Standard Evaluation | 1:100 | Applies to major and minor forex pairs on normal 2-step evaluation accounts. |
| Forex | Swing Evaluation | 1:30 | Allows holding positions over the weekend and trading high-impact news releases freely. |
| Indices | All Programs | 1:50 | Applies to all US and European cash indices across Standard and Swing accounts. |
| Precious Metals (Gold / Silver) | All Programs | 1:50 | Applies to XAUUSD and XAGUSD pairs. |
| Energies (Crude Oil) | All Programs | 1:28 | Applies to USOIL.cash and UKOIL.cash contracts. |
| Cryptocurrencies | All Programs | 1:2 | Crypto leverage is restricted to 1:2 to safeguard accounts against extreme overnight volatility. |
Forex
Standard Evaluation
Applies to major and minor forex pairs on normal 2-step evaluation accounts.
Forex
Swing Evaluation
Allows holding positions over the weekend and trading high-impact news releases freely.
Indices
All Programs
Applies to all US and European cash indices across Standard and Swing accounts.
Precious Metals (Gold / Silver)
All Programs
Applies to XAUUSD and XAGUSD pairs.
Energies (Crude Oil)
All Programs
Applies to USOIL.cash and UKOIL.cash contracts.
Cryptocurrencies
All Programs
Crypto leverage is restricted to 1:2 to safeguard accounts against extreme overnight volatility.
4. Commissions
Forex Pairs
All Programs
Raw institutional spreads from 0.0 pips. $3.00 per side ($6.00 per standard lot round turn).
Stock Indices
All Programs
Zero per-contract commissions on index CFDs (US100, US500, US30, GER40). All costs included in raw spreads.
Cryptocurrencies
All Programs
Zero maker/taker order execution fees on crypto CFD pairs.
Commodities & Metals
All Programs
Institutional commission on precious metals (Gold/Silver) and energies.
5. Consistency Rules
No Single Day Profit Cap (Standard Evaluation)
Standard & Swing Evaluations
FTMO does not enforce an arbitrary single-day profit cap (such as 30% or 40% limits used by other firms). You may reach your evaluation profit target in a single high-conviction setup provided trading conforms to genuine market risk management.
Conditions:Single-trade gambling or all-in lot stacking on unhedged economic news releases may trigger manual review under terms of service.
Lot Size Deviation Consistency
All Programs
FTMO does not require complex mathematical lot size formulas, but expects steady position sizing consistent with your stated strategy. Abrupt lot spikes (e.g. 0.10 lots followed by 50.0 lots on high-impact news) are flagged for risk evaluation.
Conditions:Maintain disciplined position sizing aligned with account equity.
6. Firm Rules
Risk Management
Maximum Daily Drawdown (5%)
AllowedMaximum 5% daily loss limit based on balance or equity at 00:00 CE(S)T server time, whichever is higher.
Hard breach. Account is automatically closed if breached at any point in the trading day.
Maximum Total Drawdown (10%)
AllowedMaximum 10% overall loss limit calculated statically against the initial starting account balance.
Static drawdown limit. Does not trail unrealized intraday profits upward.
Trading Style
News Trading
ConditionalPermitted unconditionally on FTMO Swing accounts. On standard FTMO accounts, opening or closing trades 2 minutes before to 2 minutes after high-impact economic calendar events is prohibited.
[Standard vs Swing]Standard accounts must observe the 2-minute news window. Swing accounts trade freely.
Weekend Holding
ConditionalPermitted unconditionally on FTMO Swing accounts. On standard accounts, all positions must be closed before the market closes on Friday afternoon.
[Standard vs Swing]Standard accounts close positions by 23:59 Friday CE(S)T.
Expert Advisors (EAs) & Bots
AllowedCommercial and custom EAs, indicators, and automated scripts are allowed as long as they do not use latency arbitrage, tick scalping, or platform vulnerability exploitation.
Own-account copy trading is also allowed.
Prohibited Strategies
High-Frequency Trading & Latency Exploits
ProhibitedExploiting demo feed latency delays, high-frequency order spamming (sub-second executions), and multi-account reverse hedging are strictly prohibited.
Results in immediate account termination without refund.
7. Challenges & Available Accounts
5 Active Accounts| Account Size | Program | Target / Split | Drawdowns | Time / Days | Price | Coupon | Action |
|---|---|---|---|---|---|---|---|
$100KBest $100K 2-Step Challenge | 2-Step (2-Step) | 8% / 5% Split: Up to 90% | Max: 10% Daily: 5% | Unlimited Min: 0 days | $540$459 15% OFF | SAVE15FTMO | Get Deal |
$200K $200K 2-Step Challenge | 2-Step (2-Step) | 8% / 5% Split: Up to 90% | Max: 10% Daily: 5% | Unlimited Min: 0 days | $1,080$918 15% OFF | SAVE15FTMO | Get Deal |
$50K $50K 2-Step Challenge | 2-Step (2-Step) | 8% / 5% Split: Up to 90% | Max: 10% Daily: 5% | Unlimited Min: 0 days | $345$311 10% OFF | PFC10 | Get Deal |
$25K $25K 2-Step Challenge | 2-Step (2-Step) | 8% / 5% Split: Up to 90% | Max: 10% Daily: 5% | Unlimited Min: 0 days | $250$225 10% OFF | PFC10 | Get Deal |
$10K $10K 2-Step Challenge | 2-Step (2-Step) | 8% / 5% Split: Up to 90% | Max: 10% Daily: 5% | Unlimited Min: 0 days | $155$140 10% OFF | PFC10 | Get Deal |
Best Deal
$100K Account
2-Step · 2-Phase · MT5
$540$459
Target8% / 5%
Profit SplitUp to 90%
Max DD10%
Daily DD5%
Promo Code:
SAVE15FTMO$200K Account
2-Step · 2-Phase · cTrader
$1,080$918
Target8% / 5%
Profit SplitUp to 90%
Max DD10%
Daily DD5%
Promo Code:
SAVE15FTMO$50K Account
2-Step · 2-Phase · MT4
$345$311
Target8% / 5%
Profit SplitUp to 90%
Max DD10%
Daily DD5%
Promo Code:
PFC10$25K Account
2-Step · 2-Phase · MT5
$250$225
Target8% / 5%
Profit SplitUp to 90%
Max DD10%
Daily DD5%
Promo Code:
PFC10$10K Account
2-Step · 2-Phase · MT5
$155$140
Target8% / 5%
Profit SplitUp to 90%
Max DD10%
Daily DD5%
Promo Code:
PFC10Active Promo Codes for FTMO
10%off
Verified
10% off all FTMO Challenges
Save 10% on any FTMO Challenge account size. Applies at checkout.
Expires Dec 31 4,821 usedApplies to: All account sizes
PFC108. Payout Policy
Standard Funded Account
80% (Up to 90% via Scaling)FrequencyBi-weekly (On-demand after 14 days)
First Payout14 calendar days from first trade
Min Payout$20.00
Trading Days0 days (No minimum days required)
Supported Channels:
RiseCrypto (USDT ERC20 / TRC20)Direct Bank Wire (SEPA / SWIFT)Skrill
Trader can schedule payout on any day between day 14 and day 60 in the client portal. Original challenge fee is 100% refunded with the first payout.
FTMO Scaling Plan
90% Fixed SplitFrequencyBi-weekly
First PayoutImmediate upon scale cycle qualification
Min Payout$20.00
Trading Days0 days
Supported Channels:
RiseCrypto (USDT)Direct Bank Wire
Requires 10% net gain over 4 consecutive months with at least 2 processed payouts. Account balance is scaled by 25% every 4 months up to a maximum of $2,000,000.
9. Restricted Countries
Traders residing in the following 8 jurisdictions are currently prohibited from opening accounts with FTMO.
US
United States
Regulatory constraints regarding CFTC and NFA jurisdiction for US residents.
IR
Iran
International FATF & OFAC sanction lists.
KP
North Korea
International UN / FATF sanctions embargo.
SY
Syria
International sanction compliance.
CU
Cuba
International financial sanctions list.
RU
Russia
Payment channel and international banking restrictions.
BY
Belarus
Financial sanctions and compliance requirements.
MM
Myanmar
FATF high-risk jurisdiction.
10. Frequently Asked Questions
11. Trustpilot Reviews & Rating
5-star
88%
4-star
7%
3-star
2%
2-star
1%
1-star
2%
FTMO boasts an outstanding 4.8/5 TrustScore across over 24,000 verified trader reviews on Trustpilot. Traders consistently praise their lightning-fast payouts (often processed in under 8 hours), robust proprietary account analytics, 24/7 multilingual support, and zero hidden slippage or execution disputes.
12. Final Verdict & Conclusion
Expert Verdict
FTMO remains the gold standard and most trusted prop firm in the retail proprietary trading industry. With over a decade of continuous operations, verified on-time payouts in tens of millions of dollars, and unmatched transparency, FTMO is the top recommendation for serious traders seeking long-term funding.
Who Is This Firm Best For?
Disciplined forex and CFD traders who prioritize payout security, institutional execution, transparent rules, and reputable scaling over gimmick promotions.
Pros
- Excellent reputation
- Refundable fee
- Unlimited time
- Great analytics
Cons
- No 1-step option
- Higher fees than newer firms
Summary Assessment
FTMO has established a benchmark that few competitors can match. While their 10% maximum drawdown and 2-step evaluation require genuine discipline and risk management, their payout integrity, proprietary account analytics, and absence of hidden rules make FTMO the single safest choice for proprietary trading in 2026.
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